I had mine froze, I can’t rmbr exactly how long ago, maybe 15 years. I had someone attempt to get a credit card in my name, it ended with me having my credit locked for 7 years. I’m pretty sure the way it worked was there was a note on my credit file that I had to get a phone call before any credit was issued in my name. I was in a bank one time during this period looking for credit, the rep actually phoned my phone while I was sitting there. In Canada. I had to deal with Equifax, Transunion, and also Experian.
I had mine froze, I can’t rmbr exactly how long ago, maybe 15 years. I had someone attempt to get a credit card in my name, it ended with me having my credit locked for 7 years. I’m pretty sure the way it worked was there was a note on my credit file that I had to get a phone call before any credit was issued in my name. I was in a bank one time during this period looking for credit, the rep actually phoned my phone while I was sitting there. In Canada. I had to deal with Equifax, Transunion, and also Experian.