When it gets down to the personal, singular level I tend to refer to it as spirituality rather than religion. When you scale it up to an organizational nature and have leadership and such that’s when I call it religion. So at least, in my brain, the word religion itself implies organization.

Am I working with incorrect definitions of the words spirituality and religion? And if so, then what is the difference between the two?

If a religion isn’t organized, then how is it a religion at all?