Not a problem. I was just thinking you’re an interesting person with a fount of information. Nothing wrong with not wanting to chat with a stranger. I’ll be around if you change your mind but no pressure ofc.

I’m in the US but I’ve been looking into educating myself more about financial institutions and that’s why I was so curious. Plus you sounded really well-informed and I’m very close to Canada geographically and thinking about moving there so I need to learn all I can before I make that decision.