just to get it out of the way: yes, i know i can use a spam email/phone number. yes, i know i can opt out of promotional emails/texts. that doesn’t make it any less frustrating. i don’t need a growing list of empty accounts for websites i only spend an hour (or less) browsing through. don’t even get me started on restaurants that ask for your phone number when you scan their QR code…
The banks have to offer it as an option though. A lot don’t and opt instead for the least secure way to do it.
And yet they throw shit if you even have dev mode or an unlocked bootloader at you
My bank locks me out of parts of my account if Developer Mode is on. Yet won’t get rid of SMS 2FA.